Loan Products

Who May Avail of the loan products & services?

Regular members or With Minimum Share Capital of P2,000.00 and Time Deposit of P4,000.00

Personal Loan

A member may avail of the Personal Loan who has completed the minimum share capital of P 2,000.00 and Time Deposits of P 4,000.00

Construction Loan

A member may borrow the construction cost to be financed.

Appliance Loan

A loan intended for members to finance their purchase of appliances at an installment basis.  

Cash Loan

A loan to help augment an emergency need.

Special Loan

Member may avail up to the maximum of 12, 000 only.

Pre-Need Loan

Pre-Need Loan for Insurance premium payment

Educational Loan

A loan to members without collateral but to help finance the school tuition fees of their children.

Business Loan

Requirements: Share Capital and Time Deposit (P100,000.00) ; Maximum Loanable Amount (P101,000.00 and above)

Housing Loan

May be availed of by completing all required documents under the guidelines provided by the cooperative.

Loan Transfer Facility (LTF)

A loan to help members refinance their outstanding loans with other lending institutions at a lower interest rate.

Bike Loan

Retiree’s Loan

May avail of the loan up to 100% of the total Share Capital & Time Deposit

Solidarity Loan

Loan offered at a very low interest

Prime Member’s Loan

Car Loan

Aims to help members in the procurement of motor vehicle (Brand new or second-hand car)