Personal Loan
Provides members with flexible financial support for personal needs such as emergencies, medical expenses, or family obligations. It offers quick access to funds with manageable repayment terms, helping members address urgent financial requirements without resorting to high-interest lenders.
Construction Loan
Designed to help members build, renovate, or improve their homes. This loan supports members in creating a safer and more comfortable living environment while allowing them to invest in long-term family stability.
Appliance Loan
Enables members to acquire essential household appliances such as refrigerators, washing machines, or other home necessities. This improves household convenience and quality of life while allowing members to pay in affordable installments.
Cash Loan
A fast and accessible financing option for members who need immediate cash for short-term financial needs. It provides financial relief and flexibility without the complexity of long processing times.
Special Loan
Offered during extraordinary circumstances or specific cooperative programs, this loan provides targeted financial assistance to members who may need additional support beyond regular loan products.
Pre-Need Loan
Allows members to prepare for future financial obligations such as memorial services or other pre-arranged plans. It provides peace of mind by enabling members to plan ahead and protect their families from unexpected financial burdens.
Educational Loan
Supports members and their families in pursuing education by covering tuition, school fees, and other academic expenses. This loan helps invest in the future by empowering members and their children through education.
Business Loan
Provides capital for members who wish to start, expand, or sustain small businesses. By supporting entrepreneurship, the loan helps members generate additional income and improve their financial independence.
Housing Loan
Assists members in acquiring or improving residential properties. This long-term financing option supports the dream of homeownership while promoting stability and long-term financial security.
Loan Transfer Facility (LTF)
Helps members transfer existing loans from other lending institutions to the cooperative, often under more favorable terms. This can reduce interest costs and simplify loan management through more member-friendly repayment arrangements.
Bike Loan
Provides affordable financing for members who wish to purchase a bicycle or motorcycle for transportation. This supports mobility, convenience, and potential livelihood opportunities.
Retiree’s Loan
Specially designed for retired members who may still require financial assistance. It ensures that members continue to receive financial support even after active employment, reflecting the cooperative’s commitment to lifelong member care.
Solidarity Loan
A community-based loan granted to a group of members who mutually guarantee each other’s repayment. This promotes collective responsibility, trust, and mutual support within the cooperative.
Prime Member’s Loan
An exclusive loan facility offered to members with strong credit standing and consistent participation in the cooperative. It provides higher loan privileges and more favorable terms as recognition of responsible membership.
Car Loan
Allows members to finance the purchase of a vehicle for personal or family use. This loan supports improved mobility, convenience, and opportunities for livelihood or business activities.